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  1. Home
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  3. Terms and Definitions
Terms and Definitionswebmaster2024-03-30T02:14:27-04:00
  • Actual cash value (ACV)
  • Actual Cash Value (ACV) - Commercial
  • Additional Insured
  • Additional Named Insured
  • Adjuster
  • Agreed Amount Endorsement
  • All-Risk Insurance
  • Annual Aggregate
  • Application
  • Attained Age (Age Last Birthday)
  • Bailee
  • Benchmark rate(s)
  • Beneficiary
  • Binder
  • Binder
  • Blanket Property Coverage
  • Bodily injury (BI)
  • Boiler and Machinery Insurance
  • Builders Risk Coverage
  • Building Ordinance Coverage
  • Business Interruption Insurance
  • Cancellation
  • Certificate Holder
  • Certificate of Insurance
  • Claimant
  • Claims-Made Coverage
  • Coinsurance
  • Collision coverage
  • Commercial Crime Coverage
  • Comprehensive coverage (physical damage other than collision)
  • Contract
  • Coverage Amount / Face Amount
  • Date of Birth
  • Debris Removal Coverage
  • Declarations page
  • Deductible
  • Deductibles
  • Depreciation
  • Difference in Conditions (DIC) Coverage
  • Dwelling or Residence Coverage (Coverage A)
  • Earned premium
  • Electronic Data Processing Coverage
  • Employee Benefit Plan Liability Coverage
  • Employee Dishonesty Coverage
  • Endorsement
  • Fidelity Bonds
  • Fiduciary Liability Coverage
  • Flood Insurance
  • Forgery or Alternation Coverage
  • Gap Insurance
  • Garagekeepers Legal Liability
  • General Aggregate Limit
  • Glass Coverage
  • Health & Lifestyle Profile
  • Independent Agent
  • Inland Marine Insurance
  • Insurance Fraud
  • Insured
  • Lapse
  • Length of Coverage
  • Liability insurance
  • Liability limits
  • Liquor Liability
  • Loss
  • Loss Control
  • Loss of Lease Income or Value
  • Loss of Use (Coverage D)
  • Medical Expenses/Payments (Coverage F or M)
  • Medical payments and personal injury protection (PIP)
  • Named driver exclusion
  • Named driver policy
  • Named Perils Insurance
  • Nearest Age
  • Negligence
  • Non-owners policy
  • Non-renewal
  • Occurrence Coverage
  • Ordinance or Law Coverage
  • Other Structures or Related Private Structures Coverage (Coverage B)
  • Peril
  • Personal Liability (Coverage E or L)
  • Personal Property Coverage (Coverage C)
  • Policy period
  • Pollution Cleanup and Removal Coverage
  • Premium
  • Premium
  • Premium Mode
  • Products Liability Coverage
  • Professional Liability Insurance
  • Property damage (PD)
  • Proposed Insured
  • Reinstatement
  • Rental reimbursement coverage
  • Replacement Cost Coverage
  • Retroactive Date
  • Rider
  • Sex
  • State of Residence
  • Surcharge
  • Surplus lines
  • Surplus Lines Tax
  • Towing and labor coverage
  • Umbrella Liability Policy
  • Umbrella or Excess Liability Coverage
  • Underwriter
  • Underwriting
  • Underwriting Classification
  • Underwriting Guidelines
  • Uninsured/underinsured motorist (UM/UIM) coverage
  • Worker’s Compensation
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