You're a person, not a policy.
Simmons Insurance is an independent agency. We shop multiple carriers to find the coverage that actually fits your home, your car, your boat and your budget.
One home.Every risk.
Every marker is a policy we write.
The roof over your head, the cars in the driveway, the water at your seawall and the boat at your dock — kept with one agency, one renewal, one person who knows the whole picture.
HomeInsurance
Built for Florida wind, not a spreadsheet.
Our agents compare home insurance quotes from a number of insurance companies and are determined to find you the very best rate — while providing superior coverage and customer satisfaction.
Windstorm, dwelling, contents, liability and loss of use, reviewed line by line so you know exactly what you own and exactly what you're covered for.
Auto &Motorcycle
Two wheels or four, one agent.
Feeling overwhelmed by all the car insurance choices? We'll make it easy for you. We find the best available auto insurance rate and policy for your needs and your budget.
Bundle the bike, the RV, the ATV and the personal watercraft onto one agency relationship and stop repeating yourself to four call centers.
FloodInsurance
Your homeowners policy will not cover this.
Neither homeowners nor commercial insurance policies cover you against floods. Protect your property before the next storm hits.
We write both NFIP and private-market flood in Pinellas County, and we'll walk your flood zone, elevation certificate and deductible options with you in plain English.
Boat, Life &Everything Else
The one-stop office we're aiming to be.
At Simmons Insurance we offer a variety of insurance types to protect you, your family and your business — and we hope to be your one-stop office for all of it.
Request a free, no-obligation consultation. We'll review your current portfolio, quote across multiple carriers and make sure you're getting the best value available.
One agency.Every carrier.
As an independent insurance agency, we have access to multiple companies — and our commitment to quality service lets us offer competitive pricing with a broad choice of insurance products. Proud Trusted Choice® member agency.
See your optionsInsurances we offer.
Most of our clients find a great advantage in keeping multiple product lines with one agency. Here's the full shelf.
Start your instant
online auto quote.
Ask us about discounts. Free, no obligation — and a real person on the other end.